Congratulations to us. If you combine Monmouth and Ocean counties, half of the most expensive ZIP codes in New Jersey are here.

To be fair, four of those belong to Monmouth, with Ocean only placing one town in the top 10, according to Patch.

Before we reveal those five towns, we anted to give you a chance to take your best guesses.

We can tell you this. Some of the town names that came to your mind first are most likely not on the list. For example, Colts Neck, Spring Lake, Manalapan, Middletown or Holmdel are not there.

Here's another hint. Every one of these towns have a median household income of  at least $1.1 million.

These are the 4 most expensive ZIP codes in Monmouth County. Each of these towns made the Top 10 most expensive in the state. The town's median household income is also listed.

#1 Deal, $1,313,000 (#4 on state's Top 10 list)

#2 Avon by the Sea, $1,250,000 (# 5 in state)

#3 Sea Girt $1,127,000 (# 9 in the state)

#4 Rumson $1,100,000 (#10 in the state)

The one Ocean County town to make the state's Top 10 list:

Mantoloking $1,138,000 (ranking it #8 in the state)

So, yes there is a lot of money in the Garden State, and yes it seems like most of it is all around us. Everywhere. Except in our pockets. But at least it's closer to us than we thought.

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