retirement

Surprise: Our cost of living is a major burden.

The prospect of staying here forever though isn't too great right now.

New Jersey would establish a retirement savings plan for private-sector workers, under a bill on Gov. Phil Murphy’s desk after being approved by the Assembly.

Does this surprise anyone?

NJ is 32nd in a study of the best states for retirement, but with financial and lifestyle planning, there's no need to move to first- place North Dakota.

New Jersey's cost of living ranked as 5th-worst among all 50 states. Only two states — Connecticut and New York — registered a higher tax burden.

Q. Can you explain about before vs. after-tax savings for retirees? For example, I plan to retire in 2018 and will have a pension of about $40,000, filing taxes as single. I don’t expect additional income. What would I owe in taxes under the new bill that gives help for retirees?

Q. I had a question about your recent story about Social Security survivor benefits. My husband passed in September of 2015 at 66 I was told by that since I started getting disability in that same year and it was more than his benefits, I couldn’t get any of his...

Q. I have read about the new exemption on retirement income being phased in next year. The phase-in of the $100,000 exclusion increases at a rate of $20,000 per year, but after the full exclusion kicks in, there appears to be a significant income limitation on using the exclusion beginning in 2021. …

Q. My husband and I have discussed using a substantial amount from our retirement accounts to either pay off our home or the SUV. I’m retired with a pension from the state but not eligible for Social Security for another two years, and my husband is 62 and still working. He wants to retire, b…