Q. I’ve heard that tax-wise, moving out of the country when you retire is a good idea. I have no kids so I’m open to the idea. What places — warm weather — could make sense? I would still stay a few months in America.
Q. I have $500,000 in retirement accounts, basically each 25 percent in international, large U.S. stocks, small U.S. stocks and long-term bonds, all through index funds. I hope to retire in two years. How can I decide if I’ll have enough, and how I should be invested
Q. I have to make quarterly tax payments and then take a Required Minimum Distribution (RMD) in December and I want to have more balanced monthly payments. How can I even out my monthly cash flow in retirement?
Q. Now that I am retired (six years, this year), how do I maintain my credit rating and the credit cards/spending limits that I have now? A couple of the cards have recently asked for “income re-verification” but have not demanded it, so I have not responded. I am afraid that if I repo…
Q. I’m going to retire next year, and I have a traditional IRA worth $260,000 that I’m thinking of converting to a Roth. I don’t think I will need the money during my retirement, so I love the idea of giving a tax-free gift to my kids. What should I consider?