Q. I have $50,000 in a stock account and $250,000 in retirement accounts. Can I use the stock account to add money to my IRA, and if I can, do I have to sell the stocks? And can I just transfer the money to my current IRAs? Or do I need a new one?
Two-thirds of Americans would have difficulty coming up with the money to cover a $1,000 emergency, according to an exclusive poll released Thursday, a signal that despite years after the Great Recession, Americans' finances remain precarious as ever.