You can define happiness in many ways. Here’s how WalletHub did it.

They focused on three quantifiable areas in order to create a ranking of the happiest towns in the nation. The three factors were income and employment, community and environment, and emotional and physical well-being.

If you think money buys happiness and that should be the only focus, think again.

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Does money buy happiness?

“Research shows that having more money only increases your happiness until you’re making at least $75,000 per year – anything more you earn likely won’t have an impact,” said WalletHub’s analyst Chip Lupo.

“Therefore, when deciding where to live to maximize your happiness, you’ll want to pick a city that offers more than just a decent average income. The ideal city provides conditions that foster good mental and physical health, like reasonable work hours, short commutes, good weather, and caring neighbors.”

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The happiest place in New Jersey?

When their Happiest Cities in America 2025 report was all said and done, only two New Jersey ZIP codes made their list of 182 towns and cities. And one New Jersey city was all the way in the Top 40.

You might think something peaceful near the shore with a lighthouse nearby. You might think something rustic like a town with horse farms in Warren County.

Not even close.

New Jersey’s happiest town and landing #36 nationally is Jersey City.

The skyline of Jersey City, NJ (Photo by Zoshua Colah on Unsplash)
The skyline of Jersey City, NJ (Photo by Zoshua Colah on Unsplash)
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It’s emotional and physical well-being ranked at #17. That really put it over the top because in the income and employment category Jersey City ranked #154 and community and environment was #67.

The other New Jersey city to make the list was Newark which came in at #138 on WalletHub’s list.

The Air Traffic Control Tower is at Newark Liberty International Airport in Newark, New Jersey, on Monday, February 27, 2023. (AP Photo/Ted Shaffrey)
The Air Traffic Control Tower is at Newark Liberty International Airport in Newark, New Jersey, on Monday, February 27, 2023. (AP Photo/Ted Shaffrey)
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The top 10 happiest towns in the nation

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Canva / TSM Illustration
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Fremont, California

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San Jose, California

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Irvine, California

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Sioux Falls, South Dakota

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Overland Park, Kansas

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Lincoln, Nebraska

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Madison, Wisconsin

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Scottsdale, Arizona

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San Francisco, California

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Huntington Beach, California

The 10 best and 10 worst states to retire

For their 2024 report, Bankrate.com analyzed factors such as cost of living, health care and crime to rank the 50 states as places where you might want to consider retirement. Visit this link for the complete report.

Gallery Credit: Bankrate/New Jersey 101.5

12 rules to live by in New Jersey

Gallery Credit: Dennis Malloy

21 top spots to take a first-time visitor to New Jersey

Someone from out-of-state, or maybe even out of the country, is visiting New Jersey for the first time. Where do you take them? After grabbing a bagel and before chowing down on a slice of Jersey pizza, be sure to treat your out-of-town guest to a day in the Garden State with some of these places in mind.

Gallery Credit: Jen Ursillo

Opinions expressed in the post above are those of New Jersey 101.5 talk show host Jeff Deminski only.

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