The ongoing pandemic has forced many of us to rethink much of what he had taken for granted before COVID hit.

That includes how we earn, spend, save, and invest.

As market conditions change, and we all inch closer to retirement, simply being in the market and on auto-pilot is not sound financial planning.

President of Mercadien Asset Management, Ken Kamen, notes "things have changed dramatically" and in ways none of us anticipated.

"COVID has not only made us feel more vulnerable," Kamen says, "It's made us have to rethink and recalibrate some of the assumptions we've made about our future."

For years, Ken and I have been educating New Jersey 101.5 listeners about the critical financial issues we all face when safeguarding our family's financial future. Our goal is to help you ask the right questions, so you can make the best possible decisions for your future you.

On Thursday, Feb. 3, at 7 p.m. Ken and I will join you for an interactive Facebook live event to help you take control of your financial future by rethinking past assumptions and recalibrating your current plans. This is part of the new Access NJ series, in which I give you direct access to New Jersey's foremost experts on everything from financial services to health care.

Adding to a general sense of uncertainty are the unique challenges we face in the great Garden State. New Jersey is one of the most expensive states in the country, and Kamen says a lot of people are asking if they should move out of New Jersey when they retire. The answer to that question may not be as straight forward as it may seem.

Whether you have questions about your 401k, pension, social security, health care in retirement or any other financial issues, you will get the expert guidance you need to make informed decisions about your future.