This is the most expensive home in NJ at the start of 2017

If you'd like to put down roots in 2017 — and you've got $45 million laying around — you might want to consider Morris County.

The New Vernon area of Harding Township hosts what appears to be the most expensive home on sale in New Jersey at the start of 2017, as listed on several major real estate sites. The European-style estate near Morristown is on 15 fenced acres, a 30,000 square foot custom retreat built just a dozen years ago, according to its listing on Zillow.com.

"Truly a dream residence for the most discerning, in a spectacular resort-like setting graced by pristine landscaping, imported sculptures, exquisite perennial gardens, over 100 imported trees, stretching lawn areas, a full regulation tennis court, 80,000-gallon oval swimming pool, two spas with hot tubs, a pool house, three outdoor kitchens and a separate guest/staff carriage house with a living room, kitchen and bedroom," the listing reads.

There are six bedrooms and an extraordinary 12.5 baths. Guests enter to a two-story entry hall with a limestome staircase. There are 13 fireplaces. Throughout the home are custom ceilings, intricate build-ins and sleek, high-end materials. In them aster suite are his-and-her bathrooms, dressing/sitting areas, spa baths and an outdoor Jacuzzi..

But $45 million is a lot, even for one of the richest counties in the country. And that mansion itself accounts for most of the value — the property last sold four years before it was built for just about $3 million.

If you can afford $45 million, you're probably not penny-pinching — which is a good thing, since Zillow estimates a $170,937 mortgage payment per month over a 30-year term with 20 percent in a down payment. The real estate firm selling the home, Douglas Ellman Real Estate, estimates the yearly taxes at about $123,203.

The home first went on the market in September.