How much do credit scores impact NJ car insurance premiums?
In New Jersey, a recent study revealed that your credit score can greatly affect how much you may pay to be insured on the road.
credit score
How to keep you credit score high in retirement
Q. Now that I am retired (six years, this year), how do I maintain my credit rating and the credit cards/spending limits that I have now? A couple of the cards have recently asked for “income re-verification” but have not demanded it, so I have not responded. I am afraid that if I report my reduced personal income, they will take away the cards or substantially reduce the card spending limits. I have no late payments and I pay in full every month.
NJ 7th-worst in US at managing money, report says
New Jersey ranks 45th out of the 50 states and the District of Columbia for money management, according to a recent study which measured residents' average credit scores relative to median household income.
Identity thieves are stealing more than just credit information
A new report shows identity theft in America increased 3 percent last year. Even more ominous is the way many thieves are evolving, moving away from just stealing credit account numbers.
6 ways to improve your credit score
If you want a car, a house or credit cards, your credit score is important as it will determine whether you will get the approval you need for an auto loan or a mortgage.
Personal Credit reports - Have you checked yours lately?
This may sound surprising, but more than one in three Americans have never checked their credit reports and 14 percent say they typically go more than a year between checks, according to a survey by Bankrate.com.
New scoring system aims to help people with poor credit
People struggling with a bad credit score, or lack of one, could benefit from a program rolling out in the next few months aimed at making it easier to get a Visa or MasterCard.
Millions more people to get their credit score for free
NEW YORK (AP) -- Millions more people will have free access to their FICO credit score this year. That's good news for consumers, since the number is widely used by lenders to check potential borrowers' financial health.
Credit Changes on the Way
You could soon be earning a credit score, good or bad, without owning a credit card or mortgage.
What Does My Credit Score Mean?
A recent survey from the Consumer Federation of America (CFA) found that less than half of Americans (44%) know what their credit score actually represents. Only 29% know how damaging a low score could be.