Q. We go to Great Adventure every year and we get season passes. It’s always cheaper to buy them for the next season when they first go on sale. If I don’t have the cash, is it worth putting on a credit card?
Q. I have a pension worth about $500 a month, and the lump sum payout is $38,000. I’m only 34 and I’m not sure if I should leave it there or invest the lump sum in an IRA. I also have $5,000 in credit card debt. Could I pay it off and roll over the rest into the IRA?
Q. My husband and I disagree about credit cards for our daughter, who is starting college. She has no income so I don’t think she should have a card. He thinks she should start her credit history as soon as possible. What do you think?