Q. I co-signed a credit card for my son when he started college. I’d like to get off of that account now. What should I do, and will it hurt his credit report?
Q. I get paid irregularly so I end up using credit cards that I can’t pay in full each month, and I have to wait for paychecks to catch up. How can I get out of this cycle?
Q. I have questions about when a credit card account is hacked. Most unauthorized charges seemed to be from online purchases. I am very careful with my card and make few online purchases. Unauthorized charges were removed pending an investigation. How does this happen and how can I prevent it from happening again?
Q. I want to start a new business and I will need to spend about $25,000 to set it up. I only have $14,000 saved and I’m thinking of using my credit cards. Then when the income comes in, I can pay them off. I know it’s not the best choice but if I haven’t been able to save enough. What do you think?
Q. I cancelled a credit card to stop a company from auto-renewal charges I couldn’t get them to stop. I’ve heard that businesses can search for other credit cards in your name and charge that. Is that true?
Q. I have credit card debt of about $5,000 and my interest rate is 12.99 percent. I’m thinking about doing a balance transfer to a brand new card. What should I watch out for?
Q. I have several outstanding credit cards bills. What is the best way to go about paying them off? And are credit counseling agencies advisable to used?