Q. How long should we keep expired insurance policies for auto, home, and personal liability? We renew them every year. Is there any reason to keep the expired ones? If so, is it enough to keep just the declarations pages and toss the actual policies and endorsements?
Auto insurance is meant to soften the financial blow of accidents and other vehicle mishaps, but according to a new study, these policies come with their own set of atrocious fees for anyone who hopes to actually use the insurance they've been paying for.
Almost 90 percent of the companies that participated in the 2014 New Jersey Business and Industry Association (NJBIA) Health Benefits Survey said they continue to offer healthcare coverage to their employees, despite the fact that 85 percent of them reported their healthcare costs have increased in the past year.
New Jersey consumers who bundle their auto and home insurance coverage from the same company receive an average discount of $283 per year according to a survey released Wednesday by insuranceQuotes.com.