How OceanFirst Bank Makes It Easy for Small Businesses to Get the Financing They Need

Almost half the jobs in the United States are with small businesses — part of the reason many consider small businesses to be the backbone of the American economy.

Small businesses have had some successes in 2024, too. According to Equifax's Insights blog, as of March 2024, 67 percent of small businesses expect revenue to increase next year and 80 percent have a plan in place if they begin to struggle.

Sadly, less than half (42 percent) of small businesses have the financing they believe they need, according to the same Equifax report.

That's where OceanFirst Bank enters the equation. They've been serving our communities for over 120 years, and they are committed to helping small businesses access the tools they need with benefits and features such as:

• Easy online application process for loans and lines of credit
• Get a preliminary response on loan applications in as little as 2 business days*
• Transparent pricing
• Quick access to funds upon approval
• Unsecured line of credit option*

An unsecured line of credit can be used for working capital, upgrading equipment, increasing cash flow, and more. You're welcome to visit OceanFirst Bank's trusted financial professionals at a local branch to review your lending options, if that's your style, but don't forget you can streamline the process online. With just a few clicks, you can keep your business moving forward! Click here to start an application.

* For more information, terms, and conditions, visit OceanFirst.com. Equal Opportunity Lender. Member FDIC.