Small Businesses Have Access to Competitively Priced Health Benefit Plans with NJBIA

The New Jersey Business & Industry Association is made up of thousands of businesses bound together to ensure the competitive excellence and financial success of its members.

They offer a suite of vetted and discounted human resources solutions – including employee training, health benefit and 401(k) plans – plus they provide exclusive information, services, advocacy and networking opportunities to member companies.

NJBIA’s most popular offering is it’s self-funded, group healthcare solution (medical, dental, group life, and prescription plans). NJBIA partners with Association Member Trust (AMT) to help businesses select the right coverage and to assist with any billing or claims issues. Members have access to a full selection of competitively priced, quality plans including Direct Access, EPO, HSA and AMT OMNIA plans through Horizon Blue Cross Blue Shield of NJ.

AMT works with members to craft the best plan for employees by adjusting factors such as deductible, co-pay, co-insurance, and out-of-pocket maximum. AMT also pays dividends when appropriate. More than $17 million in dividends went out to eligible members since July 2012

Delta Dental handles the dental plans, while UniCare Life & Health Insurance Company underwrites the group life/accidental death and dismemberment program and Prime Therapeutics manages the pharmacy benefits. (AMT is registered with the NJ Department of Banking and Insurance.)

If your business is evaluating employee benefits and you need options, now is the time to take a look at NJBIA’s Health Benefit Solution. To learn more, visit njbia.org/healthbenefits today.