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credit cards

Huntstock, ThinkStock
Huntstock, ThinkStock
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Are annual credit cards fees worth it?

Q. I have a credit card with a $95 annual fee. I’m trying to decide if I should cancel or if it will hurt my credit report. What do you think?

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DAJ
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Using HELOC to pay down credit card debt

Q. I have $10,000 in credit card debt and I can’t seem to pay more than the minimum. I’m thinking of using my HELOC which I have never used to pay it off. Are there any downsides?

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Rage of the Gargoyles
Rage of the Gargoyle, a new virtual reality roller coaster, will debut at Six Flags Great Adventure Fright Fest this fall. (Credit: Six Flags Great Adventure)
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Think twice before putting that ‘opportunity cost’ on your credit card

Q. We go to Great Adventure every year and we get season passes. It’s always cheaper to buy them for the next season when they first go on sale. If I don’t have the cash, is it worth putting on a credit card?

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Credit Card
Ti_ser, ThinkStock
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Paying credit card debt with a pension

Q. I have a pension worth about $500 a month, and the lump sum payout is $38,000. I’m only 34 and I’m not sure if I should leave it there or invest the lump sum in an IRA. I also have $5,000 in credit card debt. Could I pay it off and roll over the rest into the IRA?

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79306684
DAJ
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Credit cards for college students: Is it a good idea?

Q. My husband and I disagree about credit cards for our daughter, who is starting college. She has no income so I don’t think she should have a card. He thinks she should start her credit history as soon as possible. What do you think?

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Big Cheese Photo
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How to remove yourself from a co-signed credit card

Q. I co-signed a credit card for my son when he started college. I’d like to get off of that account now. What should I do, and will it hurt his credit report?

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Credit Card
Ti_ser, ThinkStock
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When is the right time to transfer a credit card balance?

Q. What are the benefits or drawbacks of doing a credit card balance transfer?

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Huntstock, ThinkStock
Huntstock, ThinkStock
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How to break the credit card overspending cycle

Q. I get paid irregularly so I end up using credit cards that I can’t pay in full each month, and I have to wait for paychecks to catch up. How can I get out of this cycle?

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Array of credit cards
Medioimages/Photodisc, ThinkStock
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How to protect your credit cards

Q. I have questions about when a credit card account is hacked. Most unauthorized charges seemed to be from online purchases. I am very careful with my card and make few online purchases. Unauthorized charges were removed pending an investigation. How does this happen and how can I prevent it from happening again?

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Credit Cards
Joe Raedle, Getty Images
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To love, honor and share a credit card statement

It's wedding season and as many couples get ready to say their vows, they may want to have a talk about fidelity -- financial fidelity.

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