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Pekka Jaakkola, ThinkStock
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‘Grey charges’ could be chipping away at your bank account

You may be getting charged every month for services you're not even using.

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Credit-card-300x200
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Survey: Small businesses not ready for new credit card technology

The majority of small businesses in New Jersey aren't prepared to handle credit or debit cards that are equipped with computer chips, according to a new survey.

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Credit card chips
This Wednesday, June 10, 2015 photo shows a chip credit card in Philadelphia. (AP Photo/Matt Rourke)
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Poll shows few in US have received credit cards with chips

Even as an Oct. 1 deadline approaches to replace Americans' out-of-date credit cards with new cards embedded with computer chips, the vast majority of Americans still have not received their new cards and only a small minority are using the chips at all, a new Associated Press-GfK poll shows.

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A Visa credit card is tendered at a store in New York's Times Square. (AP Photo/Richard Drew, File)
A Visa credit card is tendered at a store in New York's Times Square. (AP Photo/Richard Drew, File)
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Why do we really use credit cards?

A new study found American credit card holders use their cards for convenience, rather than for rewards like frequent flier miles and cash back.

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Credit Cards
Joe Raedle, Getty Images
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31-state deal should make credit report errors easier to fix

The three main credit reporting agencies in the U.S. have struck a multistate settlement agreement that requires them to move more quickly to fix disputed information on credit reports, wait longer before adding items and more carefully scrutinize certain data they're furnished by collection agencies and others.

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Credit cards
Array of credit cards (Photo by Medioimages/Photodisc, ThinkStock)
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35 percent of American adults have never checked credit report

This may sound surprising, but more than one in three Americans have never checked their credit reports and 14 percent say they typically go more than a year between checks, according to a survey by Bankrate.com.

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Consumer credit cards
Consumer credit cards (AP Photo/Elise Amendola, File)
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New scoring system aims to help people with poor credit

People struggling with a bad credit score, or lack of one, could benefit from a program rolling out in the next few months aimed at making it easier to get a Visa or MasterCard.

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card chip
Townsquare Media photo
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Theft protection – Did your credit card get its makeover?

There's an October deadline to get microchip-enabled credit cards into the hands of all U.S. cardholders, but a new survey suggests the industry is lagging in its attempt to reach the new standard.

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A Visa credit card is offered at a store in New York's Times Square. Credit card data isn’t quite as anonymous as promised, a new study says.  (AP Photo/Richard Drew, File)
A Visa credit card is offered at a store in New York's Times Square. Credit card data isn’t quite as anonymous as promised, a new study says. (AP Photo/Richard Drew, File)
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`Anonymized’ credit card data not so anonymous, study shows

WASHINGTON (AP) -- Credit card data isn't quite as anonymous as promised, a new study says.

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A Target store in Miami
A Target store in Miami (Joe Raedle, Getty Images)
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Survey: Data breaches keeping customers away

Americans are spooked by recent data security breaches at major retailers across the U.S., according to a new survey.

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