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31-state deal should make credit report errors easier to fix

The three main credit reporting agencies in the U.S. have struck a multistate settlement agreement that requires them to move more quickly to fix disputed information on credit reports, wait longer before adding items and more carefully scrutinize certain data they're furnished by collection agencies and others.

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Credit cards
Array of credit cards (Photo by Medioimages/Photodisc, ThinkStock)
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35 percent of American adults have never checked credit report

This may sound surprising, but more than one in three Americans have never checked their credit reports and 14 percent say they typically go more than a year between checks, according to a survey by Bankrate.com.

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Consumer credit cards
Consumer credit cards (AP Photo/Elise Amendola, File)
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New scoring system aims to help people with poor credit

People struggling with a bad credit score, or lack of one, could benefit from a program rolling out in the next few months aimed at making it easier to get a Visa or MasterCard.

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Townsquare Media photo
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Theft protection – Did your credit card get its makeover?

There's an October deadline to get microchip-enabled credit cards into the hands of all U.S. cardholders, but a new survey suggests the industry is lagging in its attempt to reach the new standard.

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A Visa credit card is offered at a store in New York's Times Square. Credit card data isn’t quite as anonymous as promised, a new study says.  (AP Photo/Richard Drew, File)
A Visa credit card is offered at a store in New York's Times Square. Credit card data isn’t quite as anonymous as promised, a new study says. (AP Photo/Richard Drew, File)
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`Anonymized’ credit card data not so anonymous, study shows

WASHINGTON (AP) -- Credit card data isn't quite as anonymous as promised, a new study says.

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A Target store in Miami
A Target store in Miami (Joe Raedle, Getty Images)
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Survey: Data breaches keeping customers away

Americans are spooked by recent data security breaches at major retailers across the U.S., according to a new survey.

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Florida man admits $30M fake payment card scheme

NEWARK, N.J. (AP) -- A Florida man has admitted his role in a multimillion-dollar fake payment card scheme.

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Category: Nation & World, News Tags:
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Medioimages/Photodisc, ThinkStock
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Why are millennials reluctant to use credit cards?

A new survey finds those between the ages of 18 and 29 have been shying away, big-time, from using plastic for purchases.

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Credit Cards
Joe Raedle, Getty Images
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Do you still carrry cash?

As one NJ lawmaker is urging businesses to voluntarily report security breaches, Eric Scott was asking listeners this morning if they had ever been the subject of a security breach, either their bank account or credit cards.

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credit cards
Medioimages/Photodisc, ThinkStock
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Cash isn’t always king with millennials

Most Americans still prefer paying with cash for items costing less than $5, but that trend is changing, according to a recent report by CreditCards.com.

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