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Karin Price Mueller/

Karin Price Mueller is the founder of, a personal finance web site that offers smart and objective advice on everything money. She also writes the Bamboozled consumer affairs column for The Star-Ledger, and a monthly money column for Inside Jersey magazine, and she's been the recipient of many national and local journalism awards. Mueller lives in Monmouth County with her husband — Star-Ledger reporter Mark Mueller — and their three kids and two English Mastiffs. Whatever they don't eat goes into her retirement savings accounts.
Campus Building

Applying for ‘early college decisions’ and financial aid questions

Q. My son is applying early decision to one school. But I know we won’t get the financial aid package until later. How can he say yes — if he’s accepted — if we don’t know what it’s going to cost?

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Mathias Rosenthal

Tax changes for NJ retirees

Q. Can you explain about before vs. after-tax savings for retirees? For example, I plan to retire in 2018 and will have a pension of about $40,000, filing taxes as single. I don’t expect additional income. What would I owe in taxes under the new bill that gives help for retirees?

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