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Karin Price Mueller/NJMoneyHelp.com

Karin Price Mueller is the founder of NJMoneyHelp.com, a personal finance web site that offers smart and objective advice on everything money. She also writes the Bamboozled consumer affairs column for The Star-Ledger, and a monthly money column for Inside Jersey magazine, and she's been the recipient of many national and local journalism awards. Mueller lives in Monmouth County with her husband — Star-Ledger reporter Mark Mueller — and their three kids and two English Mastiffs. Whatever they don't eat goes into her retirement savings accounts.
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Applying for ‘early college decisions’ and financial aid questions

Q. My son is applying early decision to one school. But I know we won’t get the financial aid package until later. How can he say yes — if he’s accepted — if we don’t know what it’s going to cost?

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Mathias Rosenthal
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Tax changes for NJ retirees

Q. Can you explain about before vs. after-tax savings for retirees? For example, I plan to retire in 2018 and will have a pension of about $40,000, filing taxes as single. I don’t expect additional income. What would I owe in taxes under the new bill that gives help for retirees?

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