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31-state deal should make credit report errors easier to fix

The three main credit reporting agencies in the U.S. have struck a multistate settlement agreement that requires them to move more quickly to fix disputed information on credit reports, wait longer before adding items and more carefully scrutinize certain data they're furnished by collection agencies and others.

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Credit cards
Array of credit cards (Photo by Medioimages/Photodisc, ThinkStock)
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35 percent of American adults have never checked credit report

This may sound surprising, but more than one in three Americans have never checked their credit reports and 14 percent say they typically go more than a year between checks, according to a survey by Bankrate.com.

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SpiffyJ, Getty Images
SpiffyJ, Getty Images
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Study Reveals Errors in Some Consumers’ Credit Reports

A government study says one in four consumers had an error in a credit report issued by a major agency.

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