Contact Us
Make My Homepage

NJ Residents Warned Against Scamming Debt Collectors [AUDIO]


In response to recent reports about debt collection scams, the New Jersey Association of Collection Agencies (NJACA) has some advice if you are called or contacted about a debt. 

Flickr User meddygarnet

“The scams that I have heard about are related to getting credit card information immediately, right then and there, with no other options,” said NJACA spokewsoman Elizabeth Mallory.

By law in the Garden State, debt collectors may not make false representations and may not threaten to take action, such as a lawsuit, jail or wage garnishment against a consumer if they do not actually intend to seek such action.

They also must identify themselves and the agency they are working for.

“A legitimate collection agency is going to call you with certain hours, they’re going to disclose who they are, they’re going to confirm who you are and then they’re going to talk about the debt in patricular,” said Mallory.

Debt collectors, at least the ones on the up-and-up are not the public’s enemies. They perform a legitimate function to help businesses and keep the economy moving.

Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.



Best of NJ101.5

Recommended For You

Best of the Web

Leave a Comment

It appears that you already have an account created within our VIP network of sites on . To keep your personal information safe, we need to verify that it's really you. To activate your account, please confirm your password. When you have confirmed your password, you will be able to log in through Facebook on both sites.

Forgot your password?

*Please note that your prizes and activities will not be shared between programs within our VIP network.

It appears that you already have an account on this site associated with . To connect your existing account just click on the account activation button below. You will maintain your existing VIP profile. After you do this, you will be able to always log in to using your original account information.

*Please note that your prizes and activities will not be shared between programs within our VIP network.

Please fill out the information below to help us provide you a better experience.

(Forgot your password?)

Not a member? Sign up here

Sign up for New Jersey Insiders quickly by connecting your Facebook account. It's just as secure and no password to remember!

Sign up to have exclusive New Jersey Insiders contests, events, coupons, presales, and much more delivered to you for FREE.