Contact Us
Make My Homepage

NJ Homeowners And Storm Damage Insurance Claims [AUDIO]

Thousands of New Jerseyans suffered damage to their homes as super-storm Sandy ripped through the Garden State. Unfortunately, some got hit with a double-whammy when Wednesday’s nor’easter caused even more damage.

Allison Joyce, Getty Images

Those unlucky homeowners have a lot of questions about filing insurance claims and today, Insurance Council of New Jersey president Deana Lykins provides the answers.

“There have been two separate events,” explains Lykins. “There was the post-hurricane tropical storm event (Sandy) that people have filed a claim for. There’s also been a nor’easter. People would file a separate claim so there would be two separate claims filed with their homeowner’s insurance.”

So, we know that Sandy and the nor’easter were two separate events and we know that two separate insurance claims will have to be filed if home damage occurred as a result of both storms. Does that mean the unfortunate few who got slammed twice will also have to shell out for two deductibles?

Lykins says, “Unfortunately, yes because under your insurance contract these are two separate events.”

There is some positive news for those who took a double-shot of storm damage. Lykins says claims will be processed faster now than would typically be the case. She explains, “In actuality this would probably be a good time to have a claim because all the insurance companies have moved claims representatives to New Jersey to handle the claims so, probably at this moment you have more people handling claims than you ever would on a normal occasion.”

Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.

Best of NJ101.5

Recommended For You

Best of the Web

Leave a Comment

It appears that you already have an account created within our VIP network of sites on . To keep your personal information safe, we need to verify that it's really you. To activate your account, please confirm your password. When you have confirmed your password, you will be able to log in through Facebook on both sites.

Forgot your password?

*Please note that your prizes and activities will not be shared between programs within our VIP network.

It appears that you already have an account on this site associated with . To connect your existing account just click on the account activation button below. You will maintain your existing VIP profile. After you do this, you will be able to always log in to using your original account information.

*Please note that your prizes and activities will not be shared between programs within our VIP network.

Please fill out the information below to help us provide you a better experience.

(Forgot your password?)

Not a member? Sign up here

Sign up for New Jersey Insiders quickly by connecting your Facebook account. It's just as secure and no password to remember!

Sign up to have exclusive New Jersey Insiders contests, events, coupons, presales, and much more delivered to you for FREE.