retirement

Good news for NJ retirees
Good news for NJ retirees
Good news for NJ retirees
Q. I have read about the new exemption on retirement income being phased in next year. The phase-in of the $100,000 exclusion increases at a rate of $20,000 per year, but after the full exclusion kicks in, there appears to be a significant income limitation on using the exclusion beginning in 2021. Can you explain?
Retirement withdrawals for mortgage and car payments
Retirement withdrawals for mortgage and car payments
Retirement withdrawals for mortgage and car payments
Q. My husband and I have discussed using a substantial amount from our retirement accounts to either pay off our home or the SUV. I’m retired with a pension from the state but not eligible for Social Security for another two years, and my husband is 62 and still working. He wants to retire, but fear that if we don’t pay either the house or the truck, we may face financial problems later on.
How should I invest in retirement?
How should I invest in retirement?
How should I invest in retirement?
Q. I have $500,000 in retirement accounts, basically each 25 percent in international, large U.S. stocks, small U.S. stocks and long-term bonds, all through index funds. I hope to retire in two years. How can I decide if I’ll have enough, and how I should be invested
How to keep you credit score high in retirement
How to keep you credit score high in retirement
How to keep you credit score high in retirement
Q. Now that I am retired (six years, this year), how do I maintain my credit rating and the credit cards/spending limits that I have now? A couple of the cards have recently asked for “income re-verification” but have not demanded it, so I have not responded. I am afraid that if I report my reduced personal income, they will take away the cards or substantially reduce the card spending limits. I have no late payments and I pay in full every month.

Load More Articles