Even in pandemic, creditors can report delinquent accounts
No part of the stimulus act blocks banks and lenders from telling the credit bureaus when you fall behind on payments or your account goes into collections.
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How young is too young for a credit card? NJ expert weighs in
T. Rowe Price finds credit card use among youth is on the rise, with 18 percent of those aged 8 to 14 carrying credit cards as guests on their parents' accounts.
How to join the club of NJ consumers with a perfect credit score
According to Experian, New Jersey is among the states with the highest percentage of perfect 850 FICO scores.
Fighting identity theft: It’s free to freeze/thaw your credit report
Considered the strongest tool in lessening the risk of identity theft, placing a security freeze on your credit file comes with even fewer caveats beginning Friday.
Watch out, NJ — ‘Porch pirates’ eyeing your holiday deliveries
According to a 2017 package theft study from YourLocalSecurity.com, 71 million Americans had a package stolen from outside their home in 2016.
Taking a trip you can’t afford? Join the club
While two-thirds of Americans said a week-long vacation would cost more than their monthly housing expenses, more than half have forgotten or failed to include a vacation as part of their annual budget.