Q. I’m trying to decide the best way to re-title our assets for estate planning purposes. I have a 401(k) worth $500,000 and an IRA worth $270,000. My wife’s IRAs are worth $330,000, and we own a home worth about $750,000. There’s also a brokerage account of about $90,000 and savings bonds of about $25,000. What do you suggest?
Q. My parents did their wills online and they’re very simple, but they have an estate that’s over the $675,000 New Jersey limit. How can I tell if they should do more estate planning than an online will?