Insurance Council of New Jersey

About a dozen or so states in the U.S. follow some sort of a no-fault system. But New Jersey is one of only a few so-called "choice no-fault" states.

Most states saw auto insurance rates increase for drivers over the past year, but New Jersey wasn't one of them, according to insurance comparison site The Zebra.

The drenching rains dropped by the remnants of Hurricane Ida made many New Jersey residents realize that they actually do live in a flood-prone area, and that their vehicles are not invincible.

If you own a newer car, you may have more damage. But you're also more likely to have coverage for that damage.

Some major processes still occur by hand these days, including the paperwork that's involved with changing the title of a totaled vehicle in New Jersey and eventually getting insurance money in the hands of the person who needs a new car.

Advocates for a new law suggest non-driving factors such as education and occupation should not be part of the rate-setting process.

According to a survey from the AAA Foundation for Traffic Safety, dangerous driving behaviors are more likely to be exhibited by individuals who identify as users of both alcohol and marijuana, compared to those who drink but don't get high

Auto insurance coverage is mandatory in nearly every state, but in many spots, the rate of uninsured drivers is more than 20%.

Heard any good news yet from your auto insurer?

WalletHub took a deep dive into New Jersey's auto insurance market and found that rates can vary for several reasons, and even your home town can cause your rate to spike.