It can be a vicious circle for many in New Jersey; they can't pay their bills because they can't get a job, but they can't get a job because they can't pay their bills.
If you have bad credit, it can't be held against you at work or when you're applying for a job in New Jersey under a bill that was approved in the state Senate Labor Committee.
Standard & Poors Ratings Services is adjusting the ratings on 37 of the world's largest financial institutions, including downgrading the biggest banks in the U.S.