Look — it's easy to fall in debt. College education alone can leave you paying back loans for ages.

Jim Gearhart has the solution — just get a job in government. Those who know how to work the system have no trouble getting rich off of your tax dollars.

"As soon as the kid comes out of high school, get him a job with the government," Jim advises slyly on the latest edition of the Jim Gearhart Show podcast, available every Thursday on iTunes, Google Play and the New Jersey 101.5 app.

"From then on, you've arrived as a state of occupational beatitude."

Take the example of the state legislator who parlayed a $35,000 part-time job into $472,1000 in salaries, working for every local government under the sun at once. Or the Essex County executive who, with Gov. Chris Christie in his corner, managed to get a pension and keep working at once.

It didn't matter that Christie "was damning with bell, book and candle" others for doing the same, Jim says. When politicians work the system, we all pay.

The video above is just part of the latest installment of the Jim Gearhart Podcast, available every week on New Jersey 101.5 and in the New Jersey 101.5 app. You can also subscribe with your favorite podcasting app for iPhones, Android devices or your computer:

More from Jim:

Love podcasts? Also check out Forever 39, Annette and Megan's new podcast about turning 40 — and loving life along the way. This week, they explore how to Put the spark back in your relationship.

And the New 'Jersey' Guys, Chris and Dan, start off their own podcast adventure this week, wondering if pro wrestling's really still something to be embarrassed about liking.

— Townsquare Media staff