While most health care providers and lawyers are conscientious and honest professionals, the truth is that in some cases however, they are joining forces to gain major profits...at your loss. We've partnered with Plymouth Rock Assurance to offer some simple ways to help you avoid being an innocent victim of insurance fraud

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After you've been in an accident and properly reported it, your personal information instantly becomes public. This means that almost anyone can access a copy of your accident report with your name, address and insurance information.

How are New Jersey victims targeted?

Some health professionals and lawyers right here in New Jersey have found ways to capitalize on this process by targeting accident victims for the purpose of billing your insurance company for treatment that may be unnecessary, and potentially exhaust your insurance benefits.

They get your information and contact you directly with what sounds like a great plan to get YOU money and care that YOU need. They offer financial incentives for the promise of more money and (unbeknownst to the victim) unnecessary treatment at specific facilities.

In the end, everyday citizens end up victims of NJ Insurance Fraud. People who have experienced small fender benders find themselves with higher insurance rates, depleted insurance benefits and future ongoing health problems as the outcome.

What can I do to avoid becoming a victim?

If you've been involved in an accident, be alert and consult your own doctor. He or she knows your medical history and can safely guide you toward recovery.

Beware of fraudulent professionals who offer you promises or money for your business at their facilities. These people do not have your best interests in mind. If you suspect fraud, abuse or any unethical behavior following an accident, please report your concern as soon as possible by calling the NJ Office of Insurance Fraud tip line 1-877-55-FRAUD.

For more information, public awareness and recent news about NJ insurance fraud, visit www.njinsurancefraud.org.

 

Thanks to our partners Plymouth Rock Assurance for providing us with some helpful tips on the keys to identifying and avoiding insurance fraud. For more information, you can visit their website http://www.plymouthrocknj.com/