When it comes to financial literacy, Americans get an 'F,' but New Jerseyans are outperforming the rest of the nation when it comes to managing cash flow, student loans, medical debt and saving for emergencies.
A research report by the Pew Charitable Trusts says younger baby boomers and Generation Xers face an uncertain retirement because of reduced savings, high levels of debt, and losses during the Great Recession.
According to the first-ever Life Tracks Poll from Allstate, nearly a third of New Jersey residents don't have retirement savings or life insurance. While 82 percent say they've done at least "some" planning for their long-term finances, 18 percent don't have any type of savings account.
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