Have you saved any money for retirement or are you among the many Americans who haven't socked away anything? You could get the opportunity to have your company take a small percentage from your paycheck and put it into a state-run retirement account.
When it comes to financial literacy, Americans get an 'F,' but New Jerseyans are outperforming the rest of the nation when it comes to managing cash flow, student loans, medical debt and saving for emergencies.
A research report by the Pew Charitable Trusts says younger baby boomers and Generation Xers face an uncertain retirement because of reduced savings, high levels of debt, and losses during the Great Recession.
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