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	<title>New Jersey 101.5 &#187; retirement</title>
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	<link>http://nj1015.com</link>
	<description>New Jersey News</description>
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		<title>Retirement Woes for Gen X</title>
		<link>http://nj1015.com/retirement-woes-for-gen-x/</link>
		<comments>http://nj1015.com/retirement-woes-for-gen-x/#comments</comments>
		<pubDate>Fri, 17 May 2013 21:16:35 +0000</pubDate>
		<dc:creator>Townsquare News Network</dc:creator>
				<category><![CDATA[Townsquare News National]]></category>
		<category><![CDATA[Townsquare News Network]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[national]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://nj1015.com/?p=267776</guid>
		<description><![CDATA[A research report by the Pew Charitable Trusts says younger baby boomers and Generation Xers face an uncertain retirement because of reduced savings, high levels of debt, and losses during the Great Recession.The study found that members of Generation X, who are now between 38 and 47 years old, lost almost half their wealth between [...]]]></description>
			<content:encoded><![CDATA[<p>A research report by the Pew Charitable Trusts says younger baby boomers and Generation Xers face an uncertain retirement because of reduced savings, high levels of debt, and losses during the Great Recession.
<p class="more_act text"><a href="http://nj1015.com/retirement-woes-for-gen-x/" title="Retirement Woes for Gen X">Read More</a><em>|</em><a href="http://nj1015.com/retirement-woes-for-gen-x/#comments_wrap" title="Retirement Woes for Gen X">Comment</a></p>
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	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/nj1015.com/files/2012/01/retirement.jpg" height="640" width="640" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Flickr User 401K</media:description>	</item>
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		<title>Bill Would Prevent Double-Dipping Among Retired School Administrators [AUDIO]</title>
		<link>http://nj1015.com/bill-would-prevent-double-dipping-among-retired-school-administrators-audio/</link>
		<comments>http://nj1015.com/bill-would-prevent-double-dipping-among-retired-school-administrators-audio/#comments</comments>
		<pubDate>Thu, 02 May 2013 14:00:16 +0000</pubDate>
		<dc:creator>Kelly Waldron</dc:creator>
				<category><![CDATA[New Jersey News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Political News]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[NJ]]></category>
		<category><![CDATA[pensions]]></category>
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		<category><![CDATA[schools]]></category>

		<guid isPermaLink="false">http://nj1015.com/?p=260865</guid>
		<description><![CDATA[Retired school administrators who return to public employment would no longer be able to continue to collect their retirement benefits in addition to their salaries under a bill that&#8217;s been introduced by Assemblyman Ralph Caputo. &#8220;We&#8217;re having trouble funding the pension system in New Jersey. We&#8217;re way behind in terms of fully funding our pension [...]]]></description>
			<content:encoded><![CDATA[<p>Retired school administrators who return to public employment would no longer be able to continue to collect their retirement benefits in addition to their salaries under a bill that's been introduced by Assemblyman Ralph Caputo.
<p class="more_act text"><a href="http://nj1015.com/bill-would-prevent-double-dipping-among-retired-school-administrators-audio/" title="Bill Would Prevent Double-Dipping Among Retired School Administrators [AUDIO]">Read More</a><em>|</em><a href="http://nj1015.com/bill-would-prevent-double-dipping-among-retired-school-administrators-audio/#comments_wrap" title="Bill Would Prevent Double-Dipping Among Retired School Administrators [AUDIO]">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Survey Shows Angst About Retirement [AUDIO]</title>
		<link>http://nj1015.com/survey-shows-angst-about-retirement-audio/</link>
		<comments>http://nj1015.com/survey-shows-angst-about-retirement-audio/#comments</comments>
		<pubDate>Wed, 20 Mar 2013 09:26:57 +0000</pubDate>
		<dc:creator>Joe Cutter</dc:creator>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[New Jersey News]]></category>
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		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[national]]></category>
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		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://nj1015.com/?p=242907</guid>
		<description><![CDATA[A new survey shows many of us are thinking about retirement, and are starting to realize it is not cheap. The survey comes from the Employee Benefit Research Institute. The Institute&#8217;s Nevin Adams says 28 percent in the survey this year were not at all confident in their retirement prospects. &#8220;Contrast that with 13 percent [...]]]></description>
			<content:encoded><![CDATA[<p>A new survey shows many of us are thinking about retirement, and are starting to realize it is not cheap.
<p class="more_act text"><a href="http://nj1015.com/survey-shows-angst-about-retirement-audio/" title="Survey Shows Angst About Retirement [AUDIO]">Read More</a><em>|</em><a href="http://nj1015.com/survey-shows-angst-about-retirement-audio/#comments_wrap" title="Survey Shows Angst About Retirement [AUDIO]">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>More Older Workers Postpone Retirement [AUDIO]</title>
		<link>http://nj1015.com/more-older-workers-postpone-retirement-audio/</link>
		<comments>http://nj1015.com/more-older-workers-postpone-retirement-audio/#comments</comments>
		<pubDate>Wed, 06 Feb 2013 10:26:01 +0000</pubDate>
		<dc:creator>Joe Cutter</dc:creator>
				<category><![CDATA[Most Popular Posts]]></category>
		<category><![CDATA[National News]]></category>
		<category><![CDATA[New Jersey News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[national]]></category>
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		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://nj1015.com/?p=226779</guid>
		<description><![CDATA[If you have decided not to retire, you can join the growing club. Two out of three between the ages of 45 and 60 plan to delay retirement, according to a report from the Conference Board. The economic think tank&#8217;s Ken Goldstein says the army of older Americans putting retirement on the back burner is [...]]]></description>
			<content:encoded><![CDATA[<p>If you have decided not to retire, you can join the growing club. Two out of three between the ages of 45 and 60 plan to delay retirement, according to a <a href="http://www.conference-board.org/" target="_blank"><strong>report from the Conference Board</strong></a>.
<p class="more_act text"><a href="http://nj1015.com/more-older-workers-postpone-retirement-audio/" title="More Older Workers Postpone Retirement [AUDIO]">Read More</a><em>|</em><a href="http://nj1015.com/more-older-workers-postpone-retirement-audio/#comments_wrap" title="More Older Workers Postpone Retirement [AUDIO]">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Survey Says Middle Class Is Underprepared For Retirement [AUDIO]</title>
		<link>http://nj1015.com/survey-says-middle-class-is-underprepared-for-retirement-audio/</link>
		<comments>http://nj1015.com/survey-says-middle-class-is-underprepared-for-retirement-audio/#comments</comments>
		<pubDate>Wed, 24 Oct 2012 09:27:05 +0000</pubDate>
		<dc:creator>Kelly Waldron</dc:creator>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[New Jersey News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Middle Class]]></category>
		<category><![CDATA[national]]></category>
		<category><![CDATA[NJ]]></category>
		<category><![CDATA[retirement]]></category>
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		<guid isPermaLink="false">http://nj1015.com/?p=184546</guid>
		<description><![CDATA[These days many middle class Americans are struggling to make ends meet. More than half, 52 percent, say their most important day-to-day financial concern is paying the monthly bills. That&#8217;s up from 37 percent a year ago according to the annual Wells Fargo Retirement Survey. Saving for retirement is second, with only 16 percent saying [...]]]></description>
			<content:encoded><![CDATA[<p>These days many middle class Americans are struggling to make ends meet. More than half, 52 percent, say their most important day-to-day financial concern is paying the monthly bills.
<p class="more_act text"><a href="http://nj1015.com/survey-says-middle-class-is-underprepared-for-retirement-audio/" title="Survey Says Middle Class Is Underprepared For Retirement [AUDIO]">Read More</a><em>|</em><a href="http://nj1015.com/survey-says-middle-class-is-underprepared-for-retirement-audio/#comments_wrap" title="Survey Says Middle Class Is Underprepared For Retirement [AUDIO]">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Retirement Worries Grow and 30-Somethings Most Uneasy</title>
		<link>http://nj1015.com/retirement-worries-grow-and-30-somethings-most-uneasy/</link>
		<comments>http://nj1015.com/retirement-worries-grow-and-30-somethings-most-uneasy/#comments</comments>
		<pubDate>Mon, 22 Oct 2012 16:20:05 +0000</pubDate>
		<dc:creator>Townsquare News Network</dc:creator>
				<category><![CDATA[Townsquare News National]]></category>
		<category><![CDATA[Townsquare News Network]]></category>
		<category><![CDATA[national]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://nj1015.com/?p=183565</guid>
		<description><![CDATA[Younger Americans in their 30s are now the group most likely to doubt they will be financially secure after retirement, a shift from three years ago when baby boomers nearing retirement age expressed the greatest worry. The survey findings by the Pew Research Center reflect the impact of a weak economic recovery that has shown [...]]]></description>
			<content:encoded><![CDATA[<p>Younger Americans in their 30s are now the group most likely to doubt they will be financially secure after retirement, a shift from three years ago when baby boomers nearing retirement age expressed the greatest worry.
<p class="more_act text"><a href="http://nj1015.com/retirement-worries-grow-and-30-somethings-most-uneasy/" title="Retirement Worries Grow and 30-Somethings Most Uneasy">Read More</a><em>|</em><a href="http://nj1015.com/retirement-worries-grow-and-30-somethings-most-uneasy/#comments_wrap" title="Retirement Worries Grow and 30-Somethings Most Uneasy">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>NJ Lawmakers Wants To Stop Gambling With Public Sector Retirement Funds [AUDIO]</title>
		<link>http://nj1015.com/nj-lawmakers-wants-to-stop-gambling-with-public-sector-retirement-funds-audio/</link>
		<comments>http://nj1015.com/nj-lawmakers-wants-to-stop-gambling-with-public-sector-retirement-funds-audio/#comments</comments>
		<pubDate>Tue, 09 Oct 2012 09:15:09 +0000</pubDate>
		<dc:creator>David Matthau</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finances]]></category>
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		<category><![CDATA[njsyndicated]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[political]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://nj1015.com/?p=177243</guid>
		<description><![CDATA[New Jersey State Senator Shirley Turner is accusing state officials of playing roulette with public sector worker&#8217;s retirement money by placing dangerous investment bets on high risk hedge funds. She&#8217;s introducing legislation would prohibit investment by the state of pension and annuity funds in hedge funds and derivative contracts. Turner says she&#8217;s heard reports &#8220;that [...]]]></description>
			<content:encoded><![CDATA[<p>New Jersey State Senator Shirley Turner is accusing state officials of playing roulette with public sector worker's retirement money by placing dangerous investment bets on high risk hedge funds.
<p class="more_act text"><a href="http://nj1015.com/nj-lawmakers-wants-to-stop-gambling-with-public-sector-retirement-funds-audio/" title="NJ Lawmakers Wants To Stop Gambling With Public Sector Retirement Funds [AUDIO]">Read More</a><em>|</em><a href="http://nj1015.com/nj-lawmakers-wants-to-stop-gambling-with-public-sector-retirement-funds-audio/#comments_wrap" title="NJ Lawmakers Wants To Stop Gambling With Public Sector Retirement Funds [AUDIO]">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450F.edgecastcdn.net/80450F/nj1015.com/files/2012/02/statehouse.jpg" height="2448" width="3264" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Stacy Proebstle, Townsquare Media</media:description>	</item>
		<item>
		<title>Many NJ Residents Worried About Retirement [AUDIO]</title>
		<link>http://nj1015.com/many-nj-residents-worried-about-retirement-audio/</link>
		<comments>http://nj1015.com/many-nj-residents-worried-about-retirement-audio/#comments</comments>
		<pubDate>Mon, 02 Jul 2012 09:31:04 +0000</pubDate>
		<dc:creator>David Matthau</dc:creator>
				<category><![CDATA[National News]]></category>
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		<guid isPermaLink="false">http://nj1015.com/?p=129593</guid>
		<description><![CDATA[Are you looking forward to retiring some day? It turns out many Garden State workers are not. A TD Ameritrade found only 52 percent of working adults agreed with the state statement, &#8220;I am looking forward to retirement,&#8221; and not surprisingly, lack of funds is a major reason why. Dr. Maury Randall, the Chairman of [...]]]></description>
			<content:encoded><![CDATA[<p>Are you looking forward to retiring some day?
<p class="more_act text"><a href="http://nj1015.com/many-nj-residents-worried-about-retirement-audio/" title="Many NJ Residents Worried About Retirement [AUDIO]">Read More</a><em>|</em><a href="http://nj1015.com/many-nj-residents-worried-about-retirement-audio/#comments_wrap" title="Many NJ Residents Worried About Retirement [AUDIO]">Comment</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>More New Jersey Families Feeling Financial Stress, Despite Improving Economy [AUDIO]</title>
		<link>http://nj1015.com/more-new-jersey-families-feeling-financial-stress-despite-improving-economy-audio/</link>
		<comments>http://nj1015.com/more-new-jersey-families-feeling-financial-stress-despite-improving-economy-audio/#comments</comments>
		<pubDate>Tue, 15 May 2012 08:40:46 +0000</pubDate>
		<dc:creator>David Matthau</dc:creator>
				<category><![CDATA[New Jersey News]]></category>
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		<category><![CDATA[economy]]></category>
		<category><![CDATA[financial stress]]></category>
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		<guid isPermaLink="false">http://nj1015.com/?p=104465</guid>
		<description><![CDATA[The economy continues to slowly get better - but a new study finds a growing number of families in Jersey and across the country are tapped-out - in worse financial shape than they've been in several years.]]></description>
			<content:encoded><![CDATA[<p>The economy continues to slowly get better - but a new study finds a growing number of families in Jersey and across the country are tapped-out - in worse financial shape than they've been in several years.
<p class="more_act text"><a href="http://nj1015.com/more-new-jersey-families-feeling-financial-stress-despite-improving-economy-audio/" title="More New Jersey Families Feeling Financial Stress, Despite Improving Economy [AUDIO]">Read More</a><em>|</em><a href="http://nj1015.com/more-new-jersey-families-feeling-financial-stress-despite-improving-economy-audio/#comments_wrap" title="More New Jersey Families Feeling Financial Stress, Despite Improving Economy [AUDIO]">Comment</a></p>
]]></content:encoded>
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		<item>
		<title>Will You Be Able to Retire? [AUDIO]</title>
		<link>http://nj1015.com/will-you-be-able-to-retire-audio/</link>
		<comments>http://nj1015.com/will-you-be-able-to-retire-audio/#comments</comments>
		<pubDate>Tue, 01 May 2012 09:21:53 +0000</pubDate>
		<dc:creator>Joe Cutter</dc:creator>
				<category><![CDATA[Most Popular Posts]]></category>
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		<guid isPermaLink="false">http://nj1015.com/?p=97478</guid>
		<description><![CDATA[The expectation of retirement is part of the American dream. But the age at which we actually reach that expectation has been creeping up lately. A new Gallup poll finds the average expected retirement age is now up to 67, up a lot from 1996, when people expected to retire at age 60. Rider University [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: left;">The expectation of <strong><a href="http://nj1015.com/social-security-to-run-out/">retirement</a></strong> is part of the American dream. But the age at which we actually reach that expectation has been creeping up lately.
<p class="more_act text"><a href="http://nj1015.com/will-you-be-able-to-retire-audio/" title="Will You Be Able to Retire? [AUDIO]">Read More</a><em>|</em><a href="http://nj1015.com/will-you-be-able-to-retire-audio/#comments_wrap" title="Will You Be Able to Retire? [AUDIO]">Comment</a></p>
]]></content:encoded>
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