retirement savings

401(k) plans and hidden fees
Q. Whenever I move funds around in my 401(k) — my spouse and I have five altogether — I am not charged anything, and I can freely rebalance existing balances any time I like. But within my IRA, I am charged $7 or $9 any time I move them around, so I’ve been hesitant to roll all …
Saving for the Future: Are You Prepared? [AUDIO]
According to the first-ever Life Tracks Poll from Allstate, nearly a third of New Jersey residents don't have retirement savings or life insurance. While 82 percent say they've done at least "some" planning for their long-term finances, 18 percent don't have any type…
Retirement Savings Raided by Laid-Off Workers [AUDIO]
Sometimes you just don't have a choice. With a national unemployment rate still above eight percent, and more displaced workers since the start of the recession, a recent survey from Transamerica Center for Retirement Studies found more than a third of laid-off workers had to raid their retirem…