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life insurance

life insurance

Farewell
David Kay
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Should you keep that life insurance policy?

Q. I have a $500,000 term policy that’s set to expire in a year. My kids are out of college and I have no mortgage. How can I decide if I need a new policy?

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(Gunnar Pippel, ThinkStock)
(Gunnar Pippel, ThinkStock)
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Understanding the differences in life insurance

Q. What’s the difference between a whole life policy and a permanent policy?

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Life Insurance
Life Insurance (Hemera Technologies, ThinkStock)
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How much is your life really worth?

Q. What’s the best way to figure out how much life insurance I need? I’m married with two kids — 14 and 7 — and we have a house with a mortgage of $215,000. My salary is $79,000 a year and my wife makes between $15,000 and $25,000 a year.

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The middle class is showing, a new report shows. (Andresr, ThinkStock)
The middle class is showing, a new report shows. (Andresr, ThinkStock)
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Some cost-effective ways to get life insurance

Q. I can’t really afford whole life insurance, but I need coverage. I have a smaller term policy. Are there options I’m not thinking of for my family? I’m 42 and I have a wife and two kids.

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106381025
Gunnar Pippel/ThinkStock
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Don’t count on inheritance from life insurance policies

Q. My parents have several life insurance policies. One is whole life, two are term and there’s also an annuity. What do I have to worry about with taxes when the payments eventually come to me, and is there something I can do to save on taxes?

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AAA is warning motorists to 'look before you lock' in an effort to keep kids from being locked in hot cars. (Noel Hendrickson, ThinkStock)
AAA is warning motorists to 'look before you lock' in an effort to keep kids from being locked in hot cars. (Noel Hendrickson, ThinkStock)
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Should your kids have life insurance?

Q. I’ve been offered a cheap whole life insurance policy for each of my kids, who are 9, 7, and 5. The payout is $10,000 in benefits for a $250 per year premium. Is it worth it?

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Life Insurance
Life Insurance (Hemera Technologies, ThinkStock)
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Life insurance costs men more money

When it comes to life insurance, men get the short end of the stick, simply for being a man.

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Elderly
Alex Wong, Getty Images
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Are You Sure You Have Life Insurance? [AUDIO]

Are you absolutely positive you and your parents have valid life insurance policies? If you had to think about that question for even a second, keep reading.

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Broken piggy bank
Flickr User 401 (K) 2012
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Life Insurance Coverage Overlooked by Middle-Aged Americans [AUDIO]

The economy is slowly regaining ground since the Great Recession, but many middle-aged Americans are overlooking life insurance as a result of their personal finances according to a new survey.

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Assemblyman Jon Bramnick
Assemblyman Jon Bramnick (Facebook)
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Has Your Life Insurance Lapsed?

Life insurance companies would have to give notice before canceling a policy for nonpayment under bipartisan legislation sponsored by Assembly Republican Leader Jon Bramnick. The bill was approved this morning by the Assembly Financial Institutions and Insurance Committee.

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