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homeowners insurance

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Homeowners insurance – Do you know what your policy covers?

Come June first, anyone buying or renewing homeowners insurance in New Jersey will receive a one-page summary of their policy that clearly explains its terms, coverages and exclusions.

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home insurance
Alexey Dudoladov, ThinkStock
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Premium hikes in home insurance spurs New Jersey legislation

Depending on the size of the problem, you may see your home insurance premium spike significantly after a single claim, according to a new report. In response, a state lawmaker has introduced legislation to prohibit this from happening.

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Damage to homes in Ortley Beach
Damage to homes in Ortley Beach (Governor's Office, Tim Larsen)
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Filing a Homeowner’s Claim Will Cost You [AUDIO]

If you're thinking of making a claim to your homeowner's insurance, you may want to think again.

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What do you do if your homeowners innsurance is denied?
Spencer Platt/Getty Images
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My Homeowners Insurance Claim is Being Denied – What Can I Do About it?

We’ve partnered with the law firm of Szaferman, Lakind, Blumstein & Blader, P.C. to offer advice as to steps you can take if your home owner’s insurance is being denied.

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The Princess Cottage Inn (R) stands across the street from a onetime residence in Union Beach
The Princess Cottage Inn (R) stands across the street from a onetime residence in Union Beach (Michael Loccisano/Getty Images)
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Homeowners Insurance Problems Surge From Sandy [AUDIO]

Some New Jersey homeowners, who are demolishing and rebuilding Sandy-ravaged dwellings, are saying they cannot find an insurance company willing to cover their new houses.

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