Bill would let local governments borrow up to 30% of their budget and repay it over 10 years without needing permission from local voters or the state.
Q. I have $10,000 in credit card debt and I can’t seem to pay more than the minimum. I’m thinking of using my HELOC which I have never used to pay it off. Are there any downsides?
Consumers could no longer receive multiple calls per day from debt collectors and would have more ability to dispute their bills under proposals released Thursday to overhaul the multibillion-dollar debt collection industry.
Q. My mother put me as a joint owner of two of her bank accounts. I have a little trouble with debt, and I have two judgments against me that I can’t afford to pay. Can my creditors go after her accounts?
Q. I get paid irregularly so I end up using credit cards that I can’t pay in full each month, and I have to wait for paychecks to catch up. How can I get out of this cycle?
Q. I have several outstanding credit cards bills. What is the best way to go about paying them off? And are credit counseling agencies advisable to used?