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	<title>New Jersey 101.5 &#187; credit score</title>
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		<title>A Credit Score Without Credit Cards [AUDIO]</title>
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		<pubDate>Thu, 28 Mar 2013 13:00:52 +0000</pubDate>
		<dc:creator>Dino Flammia</dc:creator>
				<category><![CDATA[Most Popular Posts]]></category>
		<category><![CDATA[National News]]></category>
		<category><![CDATA[New Jersey News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt]]></category>
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		<category><![CDATA[NJ]]></category>
		<category><![CDATA[personal finance]]></category>

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		<description><![CDATA[You could soon be earning a credit score, good or bad, without owning a credit card or mortgage. A recently-announced score model, used by a majority of credit card issuers and mortgage lenders, can measure a person&#8217;s creditworthiness based on things like rent and phone bills. VantageScore said their new system, set to kick in [...]]]></description>
			<content:encoded><![CDATA[<p>You could soon be earning a credit score, good or bad, without owning a credit card or mortgage.
<p class="more_act text"><a href="http://nj1015.com/a-credit-score-without-credit-cards-audio/" title="A Credit Score Without Credit Cards [AUDIO]">Read More</a><em>|</em><a href="http://nj1015.com/a-credit-score-without-credit-cards-audio/#comments_wrap" title="A Credit Score Without Credit Cards [AUDIO]">Comment</a></p>
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		<title>What Does My Credit Score Mean?</title>
		<link>http://nj1015.com/what-does-my-credit-score-mean/</link>
		<comments>http://nj1015.com/what-does-my-credit-score-mean/#comments</comments>
		<pubDate>Wed, 25 Jul 2012 13:00:10 +0000</pubDate>
		<dc:creator>Dino Flammia</dc:creator>
				<category><![CDATA[Most Popular Posts]]></category>
		<category><![CDATA[New Jersey News]]></category>
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		<category><![CDATA[credit score]]></category>
		<category><![CDATA[interest rates]]></category>
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		<description><![CDATA[A recent survey from the Consumer Federation of America (CFA) found that less than half of Americans (44%) know what their credit score actually represents. Only 29% know how damaging a low score could be. A credit score does not measure the amount of debt one is in; it represents the likelihood that someone will [...]]]></description>
			<content:encoded><![CDATA[<p>A recent survey from the Consumer Federation of America (CFA) found that less than half of Americans (44%) know what their credit score actually represents. Only 29% know how damaging a low score could be.
<p class="more_act text"><a href="http://nj1015.com/what-does-my-credit-score-mean/" title="What Does My Credit Score Mean?">Read More</a><em>|</em><a href="http://nj1015.com/what-does-my-credit-score-mean/#comments_wrap" title="What Does My Credit Score Mean?">Comment</a></p>
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