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Consumer credit cards (AP Photo/Elise Amendola, File)
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New scoring system aims to help people with poor credit

People struggling with a bad credit score, or lack of one, could benefit from a program rolling out in the next few months aimed at making it easier to get a Visa or MasterCard.

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Medioimages/Photodisc, ThinkStock
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Millions more people to get their credit score for free

NEW YORK (AP) -- Millions more people will have free access to their FICO credit score this year. That's good news for consumers, since the number is widely used by lenders to check potential borrowers' financial health.

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Reducing credit card debt is a key step toward increasing your savings. (Image Source, Getty Images)
Reducing credit card debt is a key step toward increasing your savings. (Image Source, Getty Images)
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A Credit Score Without Credit Cards [AUDIO]

You could soon be earning a credit score, good or bad, without owning a credit card or mortgage.

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What Does My Credit Score Mean?

A recent survey from the Consumer Federation of America (CFA) found that less than half of Americans (44%) know what their credit score actually represents. Only 29% know how damaging a low score could be.

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