This may sound surprising, but more than one in three Americans have never checked their credit reports and 14 percent say they typically go more than a year between checks, according to a survey by Bankrate.com.
NEW YORK (AP) -- Millions more people will have free access to their FICO credit score this year. That's good news for consumers, since the number is widely used by lenders to check potential borrowers' financial health.
A recent survey from the Consumer Federation of America (CFA) found that less than half of Americans (44%) know what their credit score actually represents. Only 29% know how damaging a low score could be.
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