credit cards

Q. My daughter started college this fall. She has a debit card linked to a checking account that we own together. The debit card can act as a credit card, but I know there are times using a credit card is better. Should she get a card?

You may be getting charged every month for services you're not even using.

The majority of small businesses in New Jersey aren't prepared to handle credit or debit cards that are equipped with computer chips, according to a new survey.

Even as an Oct. 1 deadline approaches to replace Americans' out-of-date credit cards with new cards embedded with computer chips, the vast majority of Americans still have not received their new cards and only a small minority are using the chips at all, a new Associated Press-GfK poll shows.

A new study found American credit card holders use their cards for convenience, rather than for rewards like frequent flier miles and cash back.

The three main credit reporting agencies in the U.S. have struck a multistate settlement agreement that requires them to move more quickly to fix disputed information on credit reports, wait longer before adding items and more carefully scrutinize certain data they're furnished by collection agencies and others.

This may sound surprising, but more than one in three Americans have never checked their credit reports and 14 percent say they typically go more than a year between checks, according to a survey by Bankrate.com.

People struggling with a bad credit score, or lack of one, could benefit from a program rolling out in the next few months aimed at making it easier to get a Visa or MasterCard.

There's an October deadline to get microchip-enabled credit cards into the hands of all U.S. cardholders, but a new survey suggests the industry is lagging in its attempt to reach the new standard.

WASHINGTON (AP) -- Credit card data isn't quite as anonymous as promised, a new study says.