Contact Us
Make My Homepage
401k

401k

The word Give
Thinglass
[

Donating a 401(k) distribution to charity

Q. Can a Required Minimum Distribution from a 401(k) plan be paid directly to charity?

Read More

469693863
ueuaphoto
[

401(k) plans and hidden fees

Q. Whenever I move funds around in my 401(k) — my spouse and I have five altogether — I am not charged anything, and I can freely rebalance existing balances any time I like. But within my IRA, I am charged $7 or $9 any time I move them around, so I’ve been hesitant to roll all these 401(k)s into an IRA. Are there hidden fees in my 401(k) that I don’t know about ?

Read More

Money in the Mattress
Jill Battaglia
[

401(k) choices when you switch jobs

Q. My son is switching to a new job and he’s thinking of taking the money out of his first 401(k) to help pay moving costs. I’m saying it’s a bad idea. Can you help me explain why?

Read More

93505255
Alexander Milanese
[

The great Roth 401(K) debate

Q. I invest enough in my 401(k) to get the match. That’s 6 percent of my salary. I’m thinking of either increasing the savings or using a Roth IRA instead. How can I decide?
— Roth debating

Read More

166160340
Eldad Carin
[

What to do when your 401(K) stinks

Q. I don’t think I have good investment choices in my 401(k) plan, but I’ve always saved the max. Does it make sense to save to an IRA instead and put the rest in some other kind of account where I can choose the investments?

Read More

Finances
(Thinkstock)
[

Cautions for a 401(k) rollover

Q. I have a new job and I had a 401(k) at my old job. Should I leave the money there? I’m not an experienced investor.

Read More

Celebrating Graduation
Robert Churchill, ThinkStock
[

What is the best way to pay off college debt?

Q. I need another $30,000 to pay my son’s remaining college bills. I don’t have the cash. Am I better off with a home equity loan (my home is almost paid off) or should I take a loan from my 401(k) plan? I don’t plan to retire for another 10 years.

Read More

dollar denominations with fine coins
denisvrublevski, ThinkStock
[

What type of 401(k) is right for you?

Q. I started using a Roth 401(k) last year but it meant I had to pay more in taxes. Should I go back to the traditional 401(k)?

Read More

99762350
Sergei Drozdov
[

What to do with that old 401(k)

Q. I will be changing jobs and I have a small 401(k). Should I leave it there or move it to my new employer’s plan?

Read More

78714366
Fuse, ThinkStock
[

Choosing a 401 (k) or an IRA

Q. I don’t like the investments in my 401(k). Should I save to an IRA instead? What are the pros and cons?

Read More

It appears that you already have an account created within our VIP network of sites on . To keep your personal information safe, we need to verify that it's really you. To activate your account, please confirm your password. When you have confirmed your password, you will be able to log in through Facebook on both sites.

Forgot your password?

*Please note that your prizes and activities will not be shared between programs within our VIP network.

It appears that you already have an account on this site associated with . To connect your existing account just click on the account activation button below. You will maintain your existing VIP profile. After you do this, you will be able to always log in to http://nj1015.com using your original account information.

*Please note that your prizes and activities will not be shared between programs within our VIP network.

Please fill out the information below to help us provide you a better experience.

(Forgot your password?)

Not a member? Sign up here

Sign up for New Jersey Insiders quickly by connecting your Facebook account. It's just as secure and no password to remember!

Sign up to have exclusive New Jersey Insiders contests, events, coupons, presales, and much more delivered to you for FREE.