One way to prepare your kids for the future is to teach them geography.  Someday it'll come in handy when they have to decide where to move when the tax tsunami comes rolling in about 2018. That's when the piper has to be paid for the token pension reform enacted this year. In reality it only kicked the huge pension shortfall a few years down the road. Experts say the  storm will break in 2018. Just in time for your kids to catch it.