According to Bloomberg News, 2013 will be the first year ever in which pay TV subscriptions decline. What is fueling this trend? A group of people who are known in the pay TV business as cord nevers (People who have never had a cable or satellite hookup). Instead, they watch television through alternate methods through services such as Hulu, Netflix, Amazon, Google and Apple. If you have a broadband internet connection (and most people do) and a computer, you don't really need a TV.

My oldest son, who is a high school senior, is one these types. He has used Netflix to watch 'Breaking Bad', 'The Walking Dead', as well as older series like 'Heroes' and 'Lost'. He is also a hockey fanatic, but he doesn't use our satellite connection for games; he has a subscription through the NHL's website that allows him to watch games on the web on his laptop.

So the old/current model may be cracking, but is it going away for good? Probably not for a long time.

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