If you enjoy e-cigs as a way to quit smoking, or just for the flavor without the cancer risk, this Bankrate.com article is about to ruin your day. Life insurance is treating vapers just the same as smokers. Health insurance companies are often doing the same thing.

With it being so new, without a long track record to go by, it seems insurance companies are looking to jack your rates now rather than wait for any hard proof that vaping e-cigs does any actual harm.

More From New Jersey 101.5 FM