Two north New Jersey women have admitted their roles in a fraud scheme that cost credit card companies and lenders more than $2 million.

Fifty-year-old Hyon-Suk Chung of North Bergen and 49-year-old Rita Kim of Fort Lee pleaded guilty Monday to conspiracy to commit mail and wire fraud. Both women face up to five years in prison when they're sentenced Jan. 8, and they will have to pay more than $2 million in restitution.

Federal prosecutors say ring members obtained the Social Security numbers of Chinese people who were working in U.S. territories and paying them to add their identities to Chung and Kim's credit card accounts to build up credit scores.

After the scores were raised, ring members used them to open bank accounts and obtain more credit cards.

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